Such results ought to be exacerbated when a person spends more time discussing investments, as occurs when a person participates in an funding chat room, message board, or funding club. A nice puzzle in finance is why individual buyers trade actively or place cash with actively trading money managers. This effort to beat the market results in wasted transaction value and to subnormal gross returns.
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- In 2021, the average interest rate for a 15-year, fixed-rate mortgage continued to be historically low—at 2.15–2.39%.thirteen But they’re slowly inching up and can likely maintain rising in 2022.
- Millions of home owners have since exited forbearance and successfully resumed making their month-to-month funds.
- In October, slightly greater shares of consumers reported that it’s a great time to purchase a home and sell a house.
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